DeVane Financial Advisors

You may have come across the term "financial planning" recently and wondered what it means. You may have decided to start your own financial plan but you're not sure how.

Or, you may feel it's time you went to a financial planner for some professional advice. Whatever your situation, the following information can help you decide what's right for you.

How Financial Planners Help You Meet Your Goals

A Certified Financial Planner™ professional can be a great asset to you in achieving your personal goals. Your planner can help get you on the right financial path and work with you to implement a sound financial plan for you and your family.

Share your goals with your financial planner. In turn they can help you stay focused. Certified Financial Planner™ professionals will

• Review your relevant financial information, including tax returns, investment statements, retirement programs, your will and other legal documents, and your insurance policies.
• Develop your net worth statement -- a “balance sheet” that examines your assets and debt load. This is a good tool for identifying opportunities to make improvements that will help you meet your goals.



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• Develop your cash flow statement. This is a great way to identify what income comes in and what expenses go out of the family budget. The budget helps determine financial income needs, identifies problem areas and allows you to see what discretionary income could be saved toward your goals.
• Help you determine your personal investment risk tolerance. Your planner can then help develop a plan for investing in accordance with your goals without you losing sleep at night.
• Provide a written financial plan – the road map to success.
• Help implement your financial plan, including advising you about investments, and referring you to specialists, such as lawyers, or accountants when necessary.
• Review your situation and financial plan annually and suggest options to modify the plan when needed.
• Provide updates to track your progress on goals that might include investment growth or debt reduction.

So why not get started and see what DeVane Financial Advisors can offer you. To read more on specific subjects, choose from any of the subjects below:

• Investment Management
• College Planning
• Financial Planning
• Retirement Planning
• About Us